Try looking at the last few months and coming up with an average.
You'll want to start by putting in the expected monthly income amount. I know for some people (like me) this can vary. You’ll notice the expenses column on the worksheet is blank so you can customize it.
(click below to instantly download a copy) You'll first need to print out a copy of the worksheet. The important part is that you just start to track EVERYTHING. If you prefer not to use this printable, you can also just use an excel spreadsheet, google sheets or any other method you prefer. Using this budget worksheet will help you to get the process started and take a closer look at your overall finances.
It will help you hit your long-term goals and short-term goals.įor example, maybe you want to have $500 in an emergency fund, or you want to go on a dream vacation or start saving for your retirement, budgeting can help you do that. Most people think that a budget is difficult to use or follow, but honestly, it is so easy. Creating a personal budget can help you plan ahead to learn how you can save money for important things in your life. It can be hard to figure out exactly how much money you spend each month.
